Get the required health coverage for your study abroad journey. We help you choose the right, visa-approved insurance plan for Australia, Canada, the UK, the USA, Italy, New Zealand, and more.
Most study-abroad countries, including Australia, the UK, Canada, and New Zealand, require valid health insurance for your student visa. Without approved coverage, your visa application cannot be submitted.
International student insurance protects you from expensive medical bills. It covers doctor visits, emergency treatment, hospital care, prescription medicines, and basic health services while you study abroad.
Unexpected emergencies can happen anytime. Insurance ensures you get immediate support without worrying about high costs, especially in countries with costly healthcare systems.
Health insurance must remain valid for your entire study duration. It keeps you compliant with university and immigration rules so you can focus on your studies without risk.
International students must hold Overseas Student Health Cover for the entire study duration. It is mandatory for visa lodgement and provides basic medical, hospital and emergency services.
Students need to pay the Immigration Health Surcharge, which gives access to the National Health Service. It covers doctor visits, emergency treatment and essential medical support.
Health insurance rules vary by province. Some offer government healthcare to international students, while others require private insurance arranged before arrival.
Most universities have mandatory student insurance plans. They typically include doctor visits, hospital care, prescriptions and emergency services.
All international students must have approved medical and travel insurance. It must meet the government’s minimum health cover requirements.
Students can enrol in the National Health Service or purchase private insurance. Both options help cover medical consultations, hospital care and emergency support.
We help you compare approved insurance providers for each country so you can select a plan that matches your study location, university rules, and personal needs.
You receive a clear breakdown of insurance prices based on course duration, visa length, and country regulations. No hidden fees or confusing calculations.
Each country has strict rules for student health insurance. We make sure your selected policy fully meets the visa requirements for Australia, the UK, Canada, the USA, New Zealand, and Italy.
We assist you in completing payments, organising receipts, and preparing the insurance documents required for your COE, CAS, I-20, or visa file.
You receive the official insurance confirmation letter needed for university enrolment and visa submission, ensuring there are no delays.
If your course extends or your visa requires more coverage, we guide you through the renewal process and help maintain continuous health cover.
Many countries require students to purchase government-approved health insurance before the visa is granted. Examples include OSHC for Australia and the NHS surcharge for the UK. These plans ensure you meet all immigration rules and receive essential medical coverage.
Some universities, especially in the USA, offer their own student insurance plans. These are designed to match campus health services and medical requirements. In many cases, students must enrol in the university’s plan unless they show proof of an approved alternative.
Students can choose private insurance for wider coverage, better hospital networks, and additional benefits. These plans are flexible and useful for destinations where government coverage is limited or optional.
This covers medical emergencies during your journey and early days abroad. It is helpful before your main student insurance becomes active, and it provides protection for unexpected situations during travel.
| Coverage Type | What It Means |
|---|---|
| Doctor Visits | Covers general checkups, consultations, and routine medical care when seeing a GP or clinic doctor. |
| Hospital Treatment | Includes inpatient care, surgeries, specialist treatment, and overnight hospital stays. |
| Emergency Care | Protection for unexpected medical emergencies requiring urgent attention. |
| Prescription Medicines | Helps pay for medicines prescribed by licensed doctors. |
| Mental Health Support | Many countries include counselling, therapy sessions, and mental health treatment. |
| Diagnostic Tests | Covers lab tests, X-rays, scans, and medical investigations ordered by doctors. |
| Accidents & Injuries | Insurance helps cover treatment costs for accidental injuries. |
| Ambulance Services | Supports emergency ambulance transport when medically required. |
These are the documents needed to assess your scholarship eligibility. Preparing them early helps you receive an accurate evaluation and avoid delays.
Hear from our students who have successfully achieved their academic dreams abroad
Thanks Study Track for make the journey smooth from Bangladesh to Malaysia. You’re really amazing, thanks for everything 
UNITAR International University
La Trobe University, Australia
La Trobe University, Australia
La Trobe University, Australia
.Thanks a lot for that.
International Business Academy
University of Tasmania
Have any questions about studying abroad? Our team is here to help you every step of
the way.